A Simple Journal

My frugal tips of the day is: Refinance your mortgage now! Rates are so low. We didn't even think about until someone said something to us and we are about to save a lot of money every month. Reusing dyer sheets really does work! I was a little skeptical at first, but gave it try and it totally works for two loads. My last tip is try to use cash for all entertainment. We were constantly blowing money on entertainment or going out to eat, but we put into place a rule "only if we have cash can we do it" We have become so much more in control of our finances and bills by doing this. It has also made us think about what we really want to do. Check out more frugal tips here

One small life update: K and I are finished our grad school for this semester and we are super happy!